As the hurricane season unfolds, the National Oceanic and Atmospheric Administration (NOAA) has issued a sobering forecast, predicting 13 to 19 named storms, with the possibility of three to five escalating to major hurricanes. This year’s season carries a significant likelihood of above-normal activity in the Atlantic, raising concerns about extensive property damage and economic loss reminiscent of previous devastating seasons. The 2025 season, stretching from June to November, prompts experts to advise homeowners to meticulously evaluate their insurance policies to ensure adequate coverage against potential storms.

Key recommendations for homeowners include:

– **Review Insurance Policies**: Insurers suggest assessing homeowner coverage at least annually, especially before hurricane threats arise, as many insurers suspend changes when storms approach.
– **Comprehensive Coverage Awareness**: Homeowners should understand their property’s value, the potential cost of losses, flood protection specifics, and ensure sufficient emergency funds are in place.
– **Emergency Preparedness**: Experts emphasize the importance of readiness, advising on preparations such as gathering essential supplies and formulating a solid action plan in advance of a storm.

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